How do you get compensated?

Posted by tom on Thursday, March 15th, 2012

The insurance company will pay us a commission only when we write a policy that is issued and the policyholder designates us as the broker of record.

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Welcome to Colorado Diversified Financial, an independent firm

As an Agency that specializes in Insurance Planning and Financial Planning, we are committed to developing and maintaining long-term relationships with our clients.  We offer a portfolio of benefits we customize just for you. As your partner, we’ll provide you with seamless, personal service and focused innovative thinking.  Interested in learning more?  Click on “contact us” or just give us a call, we’d love to show you the services we provide.

FAQ

general

How long have you been in Business?
We have been serving Colorado since 1999.
How do you get compensated?
The insurance company will pay us a commission only when we write a policy that is issued and the policyholder designates us as the broker of record.
Do you work for the Insurance Companies?
No, we work for our clients and represent those clients by offering the products, rates and benefits from many different insurance companies to get the best rates and coverages.
What Lines of Insurance do you Offer?
We offer many lines of insurance including health, life, business, dental, vision, accident, Medicare, Long-term care, and disability.  Additionally we offer investment advisory services and financial planning.
What is your service area?
We are licensed in Colorado and located in Longmont, but our service area includes Arvada, Lakewood, Denver, Boulder, Wheat ridge, Golden, Broomfield, Westminster, Lafayette, Louisville, Thornton, Northglenn, Brighton, Aurora, Commerce City, Englewood, Littleton, Parker, Morrison, Evergreen, Loveland, Fort Collins, and throughout Colorado.
What is the difference between an Independent Broker like us, and a Captive agent?
A captive agent works for, and represents one insurance company. They can only quote the rates and benefits from their company. An independent broker can quote the rates and benefits from many different insurers to find the best coverage at the best price.
Do you charge fees for your services?
We do not charge any fees and your rates will not be any higher than if you buy directly from the insurers.
Why buy through Colorado Health Insurance Company?
Our proposal system provides rates and benefits on all carriers selling group health insurance in Colorado including: Anthem Blue Cross Blue Shield Humana United Health Care Kaiser Permanente Rocky Mountain Health Plans v Get the following benefits: Reduce Costs and the best coverage for your dollar Experience greater retention of your best people Attract high quality employees
Do you Provide Online Quotes?
Yes, many of our products can be quoted and enrolled online. However, we also offer the service of a real life broker at no additional cost. Surveys show that although many consumers enjoy doing their homework online, when it comes time to purchase, they want to deal with a local, knowledgeable agent or broker.

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